https://www.accesskent.com/Departments/RegisterofDeeds/, Keweenaw County Register of Deeds 301 W. Upton http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, Osceola County Register of Deeds MSU Extension. It's awesome and well-written, very clear on how, "Understanding how to add me to the deed, I had no idea of the consequences. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. How you add the person to your title affects whether the surviving owner must go through probate. 8562 Kalamazoo, MI 49007 Once you've signed the deed, take it to the recorder's office where you got the copy of your old deed. One thing to be careful of in this situation is title insurance coverage. If your goal is to avoid probate, you must specify in the deed that you are claiming as joint tenants with a right of survivorship. Phone Number: 906-341-3618 Fax Number: 810-648-5461 For example, if you are adding a spouse to your house title, the deed transfer will be exempt from reassessment in many states. http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, Gratiot County Register of Deeds Allegan, MI 49010 Hillsdale MI 49242 Marshall, MI 49068 You'll need to transfer an interest by writing up another deed with the person's name on it. Bring a government-issued photo ID with you when you get your signature notarized. Jennifer Mueller is an in-house legal expert at wikiHow. http://www.co.calhoun.mi.us/, Cass County Register of Deeds Transferring ownership of a house also means your property will likely be reassessed for tax purposes. http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, Bay County Register of Deeds Generally speaking, adding another owner only makes the probate process more complicated. http://www.benzieco.net/government/county_register_of_deeds/index.php, Berrien County Register of Deeds You're not guaranteeing you have any interest at all, or that you have particular ownership or possession rights. Fax Number: 906-225-8420 Public Works . P.O. However, in practice, they may refuse regardless of who you're adding to your house title or why. If you are in one of these situations, you might be wondering how to add someone to your house deed if you live in Michigan. http://clerk.macombgov.org/Clerk-RegisterOfDeeds, Manistee County Register of Deeds Caro, MI 48723 Mt. 234 W. Baraga Avenue Fax Number: 989-426-6902 Both people would acquire their interest in the property at the same time in the chain of title. "Joint Tenancy and Medicaid Eligibility." https://www.emmetcounty.org/officials-departments/register-of-deeds/, Genesee County Register of Deeds You should contact your attorney to obtain advice with respect to any particular issue or problem. Phone Number: 231-348-1761 % of people told us that this article helped them. To add a joint owner to your property dead, you'll first need to check your loan documents or call your lender to determine responsibilities and policies. To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorders office. Fax Number: 231-627-8453 Jackson, MI 49201 This is a law that allows a husband and wife to hold a piece of property as if they were a single entity. Fax Number: 734-222-6528 1101 Beach Street, Room 138 If you want to transfer title to a friend or your child, the same principle applies. 200 N. Moore Street 12265 M-32 West https://www.gratiotmi.com/239/Register-of-Deeds, Hillsdale County Register of Deeds 448 Court Place P.O. A Quitclaim Deed is similar to a Grant Deed in that it immediately transfers all of your interest, ownership and right in the property. Depending on your financial situation, this issue may cause you to reconsider making the addition. https://www.co.jackson.mi.us/269/Register-of-Deeds, Kalamazoo County Register of Deeds 1045 Independence Blvd. P.O. http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, Oscoda County Register of Deeds Box 538 Phone Number: 269-781-0707 Secretary of State Nor can a co-owner simply take away another party's interest in a property by executing a new deed without that other party. You can also find out by contacting the tax assessor's office in your county. By signing up you are agreeing to receive emails according to our privacy policy. https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds Traverse City, MI 49684 839 10th Avenue Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. 2 S. Main St. The deed should include the grantor's marital status. Houghton, MI 49931 The deed must be notarized. Phone Number: 906-635-6312 Phone Number: 906-667-0381 Fax Number: 810-985-4795 Lake City, MI 49651 Email: regdnan@dickinsoncountymi.gov Use it to try out great new products and services nationwide without paying full pricewine, food delivery, clothing and more. Box 718 http://keweenawcountyonline.org/department-clerk.php, Lake County Register of Deeds Phone Number: 989-895-4228 That applies only to married couples. Box 789 Box 195 https://www.isabellacounty.org/departments/register-of-deeds/, Jackson County Register of Deeds Or, it could be that you want the ownership of your property to go to your child in the event of your death. Fax Number: 269-982-8659 Getting married does not automatically transfer a property to become a tenancy by entirety. P.O. P.O. Phone Number: 810-667-0211 Phone Number: 269-983-7111 ext. Phone Number: 734-240-7390 References You will have to file a transfer of the deed to gain ownership of the property during the divorce. Your state law may have other specific languages to use. Transfer on Death Deed Forms All deed forms offered here: Are available for immediate download Are fill in the blank on your computer Include step by step guide explaining every blank on the form Include completed example of forms for reference Meet state statutory requirements for content Are formatted to meet county requirements for recording 101 Court Street http://lapeercountyweb.org/index.php/departments/register-of-deeds, Leelanau County Register of Deeds http://www.roscommoncounty.net/196/Register-of-Deeds, Saginaw County Register of Deeds The chain of title in real estate has been established so that an interest in real estate cannot be valued by the amount of time an owner has been in possession of the real estate. 200 W. Michigan Fax Number: 989-832-6842 A Michigan lady bird deed form allows a person to retain control over Michigan real estate during his or her life and automatically transfer the real estate at his or her death. Phone Number: 989-831-7337 Generally, anyone who dies during the first 120 hours after . Grayling, MI 49738 Box 355 Fax Number: 989-354-9646 List of County Register of Deeds . Review your mortgage documents or contact your lender before initiating the process to change your deed. Fax Number: 810-667-0293 For more detailed information on how to add someone to your house title, scroll down. 201 W. Kalamazoo Avenue 225 W. Main Street There are different forms of deeds depending on the situation involved. Phone Number: 810-257-3060 301 State Street Accessed April 10, 2020. Fax Number: 989-269-8786 You may also have to pay a document transfer tax. Were committed to providing the world with free how-to resources, and even $1 helps us in our mission. 401 W. Cedar Ave. Cheboygan, MI 49721 Estate Planning in Michigan Using a Ladybird Deed. Box 111 Phone Number: 517-543-4203 Roberts and Roberts, L.L.P. This article was written by Jennifer Mueller, JD. What or who is a trustee of a trust? By signing up you are agreeing to receive emails according to our privacy policy. 111 S. Michigan Avenue P.O. "Estate Tax." The lawyers of Roberts & Roberts are Killeen attorneys providing legal services in the fields of real estate, probate, estate planning, and business law. https://montcalm.org/government/register_of_deeds/index.php, Montmorency County Register of Deeds If you want the property to automatically pass to the other owner with the death of one owner, choose a form of co-ownership that includes the "right to survivorship.". Returning to the $100,000, suppose you create a TOD deed for your spouse. Depending on how you claim the property, you may also need a spousal affidavit. This might end up activating the due-on-sale clause if it is part of your mortgage clauses. 1200 N. Telegraph Phone Number: 616-527-5320 This can be an issue at tax time, as the Internal Revenue Service requires donors to pay gift taxes if they give away more than a certain amount in cash or property to one person during the year. Property ownership, transfer laws and deed practices differ depending on the state in which you live. Many reasons might exist that would make you want to add someone to the deed to your house. Phone Number: 248-858-0581 100 Marley Street Petoskey, MI 49770 https://alpenacounty.org/register-of-deeds/, Antrim County Register of Deeds For example, if you owned an 80 percent interest and your sister a 20 percent interest, your sister could only take out a mortgage for 20 percent of the value of the property. Fax Number: 231-724-6842 If avoiding probate is a priority, an attorney can help you find the best method to add the other person to your house title. Misconceptions and Realities It is a misconception that someone can be "removed" from the deed. http://www.charlevoixcounty.org/register_of_deeds/index.php, Cheboygan County Register of Deeds You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. Phone Number: 734-222-6700 http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds Your county recorder may charge a small fee to pull the deed, and typically will charge an additional fee to make a copy of it for you. In some cases, you may be able to order the deed online. If your goal is to avoid probate, be sure to specify on the form that you're claiming as joint tenants with a right of survivorship. The materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Phone Number: 989-875-5217 It doesn't matter whether you intended it to be a gift or not. You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. For example, Sacramento County charges a one-time tax of 1.1% of the value of the property when you file a new deed. You may have to fill out a form to have the deed officially recorded, as well as pay a small fee. Suite M-3 Fax number: 906-663-4660 Box 438 Fax Number:269-945-1298 If one of the spouses already has someone they want to add to the property, it is best not to bring this into the picture during the divorce proceedings. Howell, MI 48843 References Room 136 Accessed April 10, 2020. Eagle River, MI 49950 By filing the quitclaim deed, you can add someone to the title of your home, in effect transferring a share of ownership. Paw Paw, Michigan 49079 Phone Number: 231-723-2146 304 E. Ludington Ave. MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives Note that banks are often trustees. Fax Number: 989-790-5278 You can do your title search yourself, or you can order one from the title company that issues your title insurance policy. P.O. Fax Number: 517-546-5966 How do I add someone to my deed? Phone Number: 231-839-4967 Ext 203 605 N. Birch St. Mortgage and Deed to House 125 W. Main St. Iron Mountain, MI 49801 L'Anse, MI 49946 Reed City, MI 49677 Especially with large lenders, it isn't uncommon to get a bill for the balance of the mortgage when the transfer is complete. That means when you die, your spouse will absorb your ownership share of the property. White Cloud, MI 49349 870 S. Main Phone Number: 231-724-6271 Personal Property 313-224-5860 emily in paris savoir office. All searches are done either in person by coming to the Register of Deeds, by mail ($5.00 search fee per name/address) or by going online. The new person acquiring an interest in the property would also be a grantee. % of people told us that this article helped them. Email: registerofdeeds@picounty.org 7064 Crowner Drive X Court House Talk to a property law attorney if you're interested in creating a tenancy by the entirety. https://www.countyofbranch.com/departments/register-of-deeds/, Calhoun County Register of Deeds However, not every state has this type of ownership, and the application is different in every state. Adrian, MI 49221 There are companies that will offer to provide you a copy of your deed, but you're better off dealing with the recorder's office directly. 422 W. Lake Street Fax Number: 989-953-7219 P.O. https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds Pleasant, MI 48858 Tawas City, MI 48764 Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. Ionia, MI 48846 If you choose this type of ownership, then one cannot sell or dispose of the property without the consent of the other. Phone Number: 989-224-5270 Some states have a specific deed-holding status: Tenants in the entirety. Before you add someone to your house title, consider consulting an attorney to better understand the legal and financial repercussions of doing so. Phone Number: 989-269-9941 Courthouse 100 W. Main Street Marquette, MI 49855 You die 50 years later, and your spouse decides to sell the house five years after that for $1 million. The person in possession of the deed can simply sign on behalf of the state, or they can request the state to send them a copy of the deed. Box 303 Quitclaim deeds in Michigan can give the grantee different types of rights. This article has been viewed 636,176 times. Fax Number: 269-781-0720 106 5thP.O. Go to the county recorders office and get a quitclaim form. Phone Number: 989-426-7551 Phone Number: 989-539-7131 The state will then make a copy of the deed, add their name to the deed, and send the new owner or person the original deed. Fax Number: 231-533-8317 Tenants by the Entirety. Box 168 Port Huron, MI 48060 Both her name and my son's name are on the deed. Box 367 Fax Number: 989-734-0506 http://www.kalcounty.com/clerk/, Kalkaska County Register of Deeds Email: rod@shiawassee.net You might want your spouse to automatically be able to retain ownership of the property if you should become deceased. Also specify the type of ownership each party will have. Phone Number: 906-524-6100, ext. Flint, MI 48502 Choose separate interests if you want one owner to be able to sell their interest in the property without consulting the other owner. Fill in the recording information. Mio, MI 48647 Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. One of the most common questions about deeds is: Can a person's name be on a deed without being on the mortgage? not mine. Step 1: Download the MI quitclaim deed form. Email: registerofdeeds@emmetcounty.org You can add someone to the deed if there is a mortgage, but it will not change who is responsible for the mortgage. 120 W. Michigan Avenue Building 12 East FindLaw: What's the Difference Between Joint Tenants with Survivorship and Tenants in Common? June 14, 2022. If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. Atlanta, MI 49709 This might not be an option if one of the owners does not have good credit. Ideally, you won't just "add" your child's name to your existing deed. Fax Number:517-264-4543 If your lender agrees not to enforce the clause, get the agreement in writing. If you are transferring an interest to your spouse, many states have laws that automatically give you survivorship rights and also protect the property from your spouse's creditors. It can also affect inheritance rights of heirs and devisees. This is wonderful!". The short answer: No. how to add someone to a deed in michigan. Spell out ownership percentages only if the parties involved are to share ownership in a split other than 50-50. Fax: 989-785-8080 "What Is Joint Tenancy and When Should I Use It?" This article helped point the way. 1087 Newell St. Phone Number: 269-383-8970 Fax Number: 231-882-0167 Hastings, MI, 49058 There are exceptions, such as if the other person is not paying you any money to be added to the deed. Fax Number: 517-676-7287 http://gladwincounty-mi.gov/departments/register-of-deeds/, Gogebic County Register of Deeds Box 800 https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, Eaton County Register of Deeds Email: ROD@ioscocounty.org Phone Number: 906-225-8415 St. Johns, MI 48879-1580 If you add someone to the property deed and you are responsible for the mortgage, your lending institution might require you to refinance the loan in both names. P.O. https://www.co.huron.mi.us/register-of-deeds, Ingham County Register of Deeds Phone Number: 989-275-5931 Box 296 Otherwise, married couples usually claim property as tenants by the entirety. 255 W. Main Street County Building Email: regofdeeds@co.montcalm.mi.us Ithaca, MI 48847 wikiHow is where trusted research and expert knowledge come together. In some areas, your spouse also must sign the deed. Phone Number: 906-482-1311 Fax Number: 734-240-7395 http://www.houghtoncounty.net/directory-register-of-deeds.php, Huron County Register of Deeds Phone Number: 989-317-4089 Kalkaska, MI 49646 https://www.oscodacountymi.com/register-of-deeds/, Otsego County Register of Deeds Maybe you just got married and would like your new spouse listed as part owner of your home. Fax Number: 313-224-5884 http://www.menomineecounty.com/departments/?department=4a30b23c515d, Midland County Register of Deeds Finally, neatly fill out your new deed, sign in the presence of a notary, and file the new deed at the county recorders office. 8527 E. Government Center Drive If so, the change in title might trigger an obligation to repay the remaining debt in full, or demand a refinancing agreement to add the new owner to the note. Box 5 Fax Number: 906-774-4660 Owners with separate interests won't have a right to survivorship of the other owner's interest. Email: rod@livgov.com Part 1 Understanding How It Works Download Article 1 Contact your lender. Otherwise, there is a presumption that the ownership interest will be equal. The difference between tenancy by the entirety and joint tenancy with right of survivorship is that if one spouse has debts, that spouse's creditors can't go after the other spouse's interest in the property to cover those debts. 173 East Apple Avenue https://rod-eweb.clinton-county.org/recorder/web/, Crawford County Register of Deeds Fax Number: 906-524-6432 Fax Number: 906-643-1178 Phone Number: 586-469-7953 Phone Number: 989-724-9450 The deed must list the name and business address of the person that prepared the deed. Thank you. Her work has appeared in various print and online publications. P.O. You can't have it both ways, however. Articles Real Estate Deeds Made Easy Since 1997. Many of these reasons involve marriage, moving in together, divorce or estate issues. Fax Number: 906-337-2253 Complete, review and sign the quitclaim or warranty form. It's revocable. Real Property 313-224-5854 219 Paw Paw Street, Suite 102 Strike a line through any verbiage on the deed that does not apply to your circumstances. Fax Number: 231-779-5352 http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds Go back to your county recorders office to get the deed recorded so it becomes part of the official property record. https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, Houghton County Register of Deeds The most common scenario where you might want to add someone to your deed is if you own a home and you get married. In order to accomplish this, you can't just pen in the name on your deed. Feel free to contact us with your questions, concerns or needs by email or by phone at 989-224-5270. If a male grantor is married, Michigan law has historically required his wife to sign the deed to release her dower rights.