They actually can transfer your funds really easily but you need to get a case created. 186 0 obj 0000005171 00000 n <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> I realise this is not a life-changer, but there's a principle at stake. 0000006952 00000 n They're talking bullshit. This will allow you to deactivate your Mobile myki then reactivate it again. 0000004886 00000 n The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) Select the 'Activate' option. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. You would break even only after a year. Music:. 2. 3. Find out how much to top up at Fares. You haven't explained why you need to transfer balance. 0000001606 00000 n The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. Any other travel benefit such as free weekend travel isn't available at this time. A Mobile myki expires after two years. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. 182 0 obj Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. You will need to provide identification to show that you are the registered myki card holder. endobj Once it's transferred to another device, it will no longer be available on the original device. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. To learn how to do a balance transfer, review this step-by-step process. From the "I Want To" drop down menu, find "Transfer a Balance.". Enter your card number and other required information.4 A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . For example, set your myki Money to top up with $50 when your balance reaches $10. Youll need to complete a V/Line Passenger Refund Application Form. 0000011139 00000 n You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. 179 0 obj Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . Opinions expressed here are the authors and/or WalletHub editors'. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. A refund for an international payment card cannot be processed by the PTV call centre. 183 0 obj I've got a new Myki in my Seniors package. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. A balance transfer lets you use a credit card to pay debt on another credit card. Save Big With Low-Rate Balance Transfers. Yes. For more information, visit the V/Line website. What to Do If You Cant Get a Student Credit Card? Your original go card will be cancelled immediately and cannot be used for further travel. 0000005348 00000 n Card issuers often have balance transfer offers, sometimes with rates as low as 0%. 216 0 obj Why is it impossible to transfer money online between different Myki cards? Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. 187 0 obj This helps you to avoid late fees and penalty APRs on your existing accounts. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. I searched everywhere. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! But is it possible to go to a ticket booth. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? Credit cards may set a minimum balance transfer fee of $5 or $10. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. This is regardless of whether there is a myki pass or existing fare on the myki. Public transportation passes transfer on Google Pay android phones. How to Add Authorized Users & Employee Cards on a Business Credit Card? You may want to hire a professional before making any decision. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. But your balance can be transfer to another card at some of the PTV stations. JavaScript must be enabled to use this site.We're sorry for any inconvenience. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). The unused money does not sit in an account earning interest. This answer was first published on 03/01/23. 0000005223 00000 n 180 0 obj You can read the Terms of Service online. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. Mobile myki will now be reactivated on your phone, with your account details the same as before. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". My old one is registered and everything with my account but there seems to be no way to import that one in. If you travel occasionally pay as you go with myki Money. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Simply allow 24 hours for travel and transactions to appear. It has a 256-day expiry and credit is rolled over if you renew before the expiry. Posting by mobile so you can find it yourself ;-). Choose a card from the list or search by location or card name. trailer Auto top up and Auto-load cant be transferred to your new myki. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. Easy, and only required every three years!! That's a lot of free money for Myki, which customers are unlikely to ever claim. Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? <> You may also receive a letter confirming the balance transfer. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). Your Mobile myki expires after two years. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. Tap Travel Card. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. You can manage up to 8 mykis through one account. Your myki money or pass can then be transferred to a new smartcard. myki Pass Great if you travel often and on consecutive days. 0000013222 00000 n While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. For more information, please see our If you're using an international payment card you won't be able to top up via the PTV website. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. Learner permit or driver test. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Student passes and concession cards cant be replaced online or over the phone. If you're still travelling after 2 hours, you'll be charged a daily fare. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. What are the best business credit cards for cash back? I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. There is no principle. But what if the amount is comparable to or less than the postage? If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. Pay down your credit card debt. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. <>stream I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Within the phone, go to Settings > Connected devices. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. You need to apply for a balance transfer. Online at Public Transport Victoria website . Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. How many level crossings could have been grade-separated with that money? endobj Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. 0000002823 00000 n Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Please note, balance transfer is not instantaneous. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. Sorry, the Seniors Card program cannot replace lost myki cards. Pick a card that waives the balance transfer fee. What is the best credit card for bad credit? 0000003374 00000 n December 29, 2022 - 1:47PM. Here are some tips to save on fees and interest on a balance transfer. Does a balance transfer happen automatically? <> Only needed to log on and change auto top-up to new card. endobj The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Replacements usually take up to 10 business days and include the remaining balance of the old card. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. From a creditworthiness point of view, this number should be at 30% or lower. Myki (/ m a. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . 0000008137 00000 n You'll need to know the account number for your existing balance and how much you want to transfer. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). How are Banks Adapting to Meet New Needs Because of Coronavirus? 0000010193 00000 n Upon approval, your new card provider might pay your old card provider directly or send a check to you. I only realised this when my replacement card was lost and I called up for a new one. 184 0 obj The only way is to download a form, fill it out, post it in, and wait weeks. No wonder the thing cost more than a billion dollars. According to the Fares and Ticketing Manual (ptv.vic.gov.au) Can I use Mobile myki on my Android phone? Your first touch on creates a 2 hour fare. Whats the Difference between Business Line of Credit vs. Business Credit Card? Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. The system was delivered more than $500m over budget and behind schedule. Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. 0000004863 00000 n If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. Do I ever lose the money . Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. <>stream WalletHub Answers is a free service that helps consumers access financial information. 0000003801 00000 n You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. This lets you contact us to request a refund of any balance on the Mobile myki. I never bothered to do it. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. 185 0 obj 0000005119 00000 n About a week back, I went from Frankston to St. Albans, changing at Flinders. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. Remember to top up with enough money to pay for your entire journey. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. Wtf? Buy a new myki and top up with myki Money or a myki Pass and register your new myki. The costs of a balance transfer. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. When a Myki card is lost or . Contact us to request the transfer. endstream However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. Can someone explain why this isn't possible? How can I check the balance of my myki card? Please note, balance transfer is not instantaneous. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. We're working to improve the messaging. It also protects your myki balance if you lose your phone or it's stolen. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. Choose the zones you want to travel in and the number of consecutive travel days you need. There must be hundreds of thousands of Myki card balances in this situation, if not millions. The short version. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds.